The Best Solution for Checks by Text in QuickBooks®

Today Payments is an Authorized Reseller of Intuit offering a highly robust app that supports both QuickBooks’ desktop and online customers, provide merchants with the tools they need so they can focus more time on their customers and businesses, and less time on data entry.

"Our Integrated payment solutions can save a typical small business owner more than 180 hours each year"
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  • ~ Automate Account Receivable Collection
  • ~ Automate Account Payable Payments
  • ~ One-time and Recurring Debits / Credits

Secure QB Plugin payment processing through QuickBooks ® specializes in the origination of moving money electronically.

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Request for Payments

Integrating QuickBooks Online (QBO) with mobile phone texting to facilitate FedNow instant and Real-Time Payments is a multi-step process. Here's a basic outline of how it might work:

1.     Enable FedNow Integration: QuickBooks Online would need to provide support for FedNow payments. This might involve updating the software to include FedNow as a supported payment method.

2.     Connect Bank Account: You would connect your bank account to QuickBooks Online. This connection allows QuickBooks to initiate payments directly from your bank account.

3.     Enable Texting Feature: QuickBooks Online would need to have a feature that allows you to initiate payments via text message. This feature might be built-in or provided through a third-party integration.

4.     Authorization and Security: QuickBooks Online would implement security measures to ensure that only authorized users can initiate payments via text message. This might involve two-factor authentication, biometric verification, or other security measures.

5.     Text Payment Commands: QuickBooks Online would provide you with specific commands or keywords that you can use in text messages to initiate payments. For example, you might text "PAY [Recipient] [Amount]" to initiate a payment.

6.     Confirmation and Approval: After you send a payment request via text message, QuickBooks Online would send you a confirmation message with details of the payment. You might need to approve the payment before it is processed.

7.     Payment Processing: Once you approve the payment, QuickBooks Online would initiate the payment via the FedNow system. The funds would be transferred from your bank account to the recipient's bank account in real-time.

8.     Integration with QBO: QuickBooks Online would automatically record the payment transaction in your accounting records. This ensures that your books are always up-to-date with your payment activity.

9.     Recipient Notification: The recipient would receive a notification from their bank informing them of the incoming payment. They might also receive a notification from QuickBooks Online if they are also using the service.

10.  Reconciliation: You would reconcile the payment transaction in QuickBooks Online to ensure that it matches your bank statement.

It's worth noting that integrating FedNow payments via text message with QuickBooks Online would likely require collaboration between Intuit (the company behind QuickBooks) and the Federal Reserve, as well as adherence to regulatory requirements and security standards. Additionally, the specific features and capabilities of such an integration would depend on the implementation by QuickBooks Online and any third-party providers involved.

Request for Payment

Call us, the .csv and or .xml Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) show how to implement Create Real-Time Payments Request for Payment File up front delivering message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continuing through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank.

Our in-house QuickBooks payments experts are standing ready to help you make an informed decision to move your company's payment processing forward.

Pricing with our Request For Payment Professionals
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 1) Free ISO 20022 Request for Payment File Formats, for FedNow and Real-Time Payments (The Clearing House) .pdf for you manually create "Mandatory" (Mandatory data for completed file) fields, start at page 4, with "yellow" highlighting. $0.0 + No Support


2) We create .csv or .xml formatting using your Bank or Credit Union. Create Multiple Templates. Payer/Customer Routing Transit and Deposit Account Number may be required to import with your bank. You can upload or "key data" into our software for File Creation of "Mandatory" general file.

Fees = $57 monthly, including Support Fees and Batch Fee, Monthly Fee, User Fee, Additional Payment Method on "Hosted Payment Page" (Request for file with an HTML link per transaction to "Hosted Payment Page" with ancillary payment methods of FedNow, RTP, ACH, Cards and many more!) + $.03 per Transaction + 1% percentage on gross dollar file,


3) Payer Routing Transit and Deposit Account Number is NOT required to import with your bank. We add your URI for each separate Payer transaction.

Fees Above 2) plus $29 monthly additional QuickBooks Online "QBO" formatting, and "Hosted Payment Page" and WYSIWYG


4)
Above 3) plus Create "Total" (over 600 Mandatory, Conditional & Optional fields of all ISO 20022 Pain .013) Price on quote.

Start using our FedNow Real-Time Payments Bank Reconciliation:

FedNow Bank Reconciliation

 Dynamic integrated with FedNow & Real-Time Payments (RtP) Bank Reconciliation: Accrual / Cash / QBO - Undeposited Funds


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Today Payments Merchant Services
2305 Historic Decatur Road, Suite 100
San Diego, CA 92106
(866) 927-7180